Abstract: A disclosed method includes a) receiving by a server computer network data comprising a plurality of transaction data for a plurality of transactions. Each transaction data comprises a plurality of data elements with data values. At least one of the plurality of data elements comprises a user identifier for a user. The server computer can then b) generate one or more graphs comprising a plurality of communities based on the network data. The server computer can c) determine fuzzy values for at least some of the data values for each transaction of the plurality of transactions. For each user, the server computer can d) determine fuzzy values for communities within the plurality of communities. The server computer can then e) generate a model using the fuzzy values obtained in steps c) and d), and at least some of the data values.